Next week, a Health and Human Services commission will release its report on the state of Social Security. Professor Ghilarducci lays out the economics as well as politics of Social Security and traces back the history of privatization as a solution for Social Security problems. She reports Wall Street is currently promoting change in the system to divert social security contributions to individual IRAs. The move, which could create 130 million new accounts, could keep the stock market booming for a while. Other implications of the change would be to raise the retirement age as well as extending coverage to local and state employees.