A new study shows most of the top lenders eligible for billions of dollars under the government’s homeowner assistance program were also key players in the subprime loan market. According to the Center for Public Integrity, twenty-one of the top twenty-five financial institutions under the $75 billion Making Home Affordable program specialized in subprime loans. The proliferation of subprime loans was one of the key factors behind the nation’s financial collapse. The subprime-linked firms include JPMorgan Chase, Wells Fargo and Countrywide. Recent figures also show less than ten percent of borrowers eligible for assistance under the program have actually received loans.